Financial Independence Made Simple

How to decrease your debt (in the next 30 days), multiply your income streams, and increase your net worth starting today.


What's in it for you?

Improving a credit score from "fair" (580 to 669) to "very good" (740+) can save the average household nearly $60,000. I spent my 20s with bad credit and buried in debt in the middle of a recession. Like 70-percent of Americans, I know how scary it is to live paycheck-to-paycheck. 

The average household spends $460/month on credit and student loan debt payments, or $5,500 a year. Four in 10 Americans cannot cover a $400 emergency without a credit card or personal loan. 

I have created a graduated series of personal finance courses based on over a decade of personal and professional experience as an auditor, author, data- and financial analyst. These easy-to-follow systems helped me pay off over $30,000 in debt in 36-months on my way to an 800 FICO. Later, I would build two businesses, including my own six-figure online brand.

My programs have already worked for others. They will work for you, too.

Your Instructor

The Marcus Garrett, LLC.

After surviving the mean streets of the inner suburbs, Mr. Garrett obtained a Bachelor of Arts in Business Administration and went on to become a #1 bestselling author with his book D.E.B.T. Free or Die Trying, an award-winning writer for Best Millennial or Gen Z Blog, and the creator of multiple monetized online businesses and brands. He has professional training experience as an Innovation and Staff Development Manager. And, as the child of a college professor, he has literally been lectured all his life. However, you can find online evidence of him speaking professionally at organizations as well-known as Google, Yahoo Finance, CBS News, and many more.