Financial Independence Made Simple

How to decrease your debt (in the next 30 days) and start multiplying your passive and side-hustle income streams.

Improving your credit score from "fair" (580 to 669) to "very good" (740+) can save the average household nearly $60,000. I spent my 20s with bad credit, buried in debt in the middle of a recession. Like 60-percent of U.S. households, I understand exactly how scary it is to live paycheck-to-paycheck. 

Families spend $460/month on credit and student loan debt payments ($5,500 a year). From beginner to advanced, I created these personal finance courses based on a decade of experience as an auditor, data- and financial analyst. They contain proven systems from my bestselling book, Debt Free or Die Trying: How I paid off over $30,000 in debt in 36-months on my way to an 800 FICO. Today, in Life After Debt, I get to focus on doing work that I enjoy, and I get paid more than ever to do it

If you're ready to break free of the paycheck-to-paycheck cycle, put your debts in the past, and start living the lifestyle you deserve choose the program below that aligns best with your personal finance goals.

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What Students Are Saying


$10,000 Above the Posted Amount!

by Jamil, Industry Relations Manager (@JamilHooper)

Not only did The Marcus Garrett assist in my preparation during the interview process, but with his coaching and direction I was able to negotiate a salary 10k above the posted amount.

I Doubled My Salary

by Ali

So glad I watched your previous show when I did. I followed your recommendations and received over 50% on my first departure. Left and got a promotion with another roughly 25% salary bump plus sweet sign on bonus. I essentially doubled my salary in less than 14 months.

Pretty Special Moment

by Annonymous

I negotiated a salary increase after listening to pointers from The Future Rich podcast (Barbara Ginty, CFP) and The Marcus Garrett. Pretty special moment for me. Thanks.

Your Financial Tips Were CLUTCH!

by Priscilla, CPA (@Pris_Foo)

Really value the stat-based content you publish! Your "Life After Debt" course provided game changing financial hacks for this (also) senior millennial, lol. Your financial tips were CLUTCH! I'm winning with the great content, humor, and relatable anecdotes in your program!!!

Enroll Today

Students get these additional bonuses absolutely free!

  • Bonus #1

    Buy one, get 50-percent off all courses when you enroll today.

  • Bonus #2

    Get exclusive LIVE access to webinars produced for the award-winning 'Best New Personal Finance Podcast' (2021), or save the replays to watch on your own schedule.

  • Bonus #3

    30-day risk-free money-back guarantee: if you're ever unsatisfied with a product within the first 30-days, redeem our no-hassle money-back guarantee!

Choose Your Personal Finance Program

We help people decrease their debt and increase their net worth.