Financial Independence Made Simple

How to decrease your debt (in the next 30 days), multiply your income streams, and increase your net worth starting today.


Did you know that improving a credit score from "fair" (580 to 669) to "very good" (740+) can save the average household nearly $60,000? I spent my 20s in the middle of a recession with bad credit and buried in debt. I understand exactly how scary it is to live paycheck-to-paycheck. 

The average household spends $460/month on credit and student loan debt payments, or $5,500 a year. Based on my bestselling book, I created a graduated series of personal finance courses based on over a decade of experience as an auditor, data- and financial analyst. These easy-to-follow systems helped me pay off over $30,000 in debt in 36-months on my way to an 800 FICO.

The FI/RE Framework (Financial Independence / Retire Early or Remain Employed) is one simple system you can start today to begin your own journey to financial independence. In fact, once I was finally debt-free, I was able to use the money found in my financial independence to organically grow and scale my own successful six-figure brand. Now I do work that I enjoy and get paid more than ever to do it.

As proven with my bestselling book, award-winning personal finance podcast, and freelance writing in major publications, our programs have already worked for others. They will work for you, too. Click any of the course cards below to learn more.

Your Instructor

The Marcus Garrett, LLC.

After surviving the mean streets of the inner suburbs, Mr. Garrett obtained a Bachelor of Arts in Business Administration and went on to become a #1 bestselling author with his book D.E.B.T. Free or Die Trying, an award-winning writer for Best Millennial or Gen Z Blog, and the creator of multiple monetized online businesses and brands. He has professional training experience as an Innovation and Staff Development Manager. And, as the child of a college professor, he has literally been lectured all his life. However, you can find online evidence of him speaking professionally at organizations as well-known as Google, Yahoo Finance, CBS News, and many more.