What You'll Learn

Our time is too valuable of an asset to waste. Learn exactly how to quickly establish multiple revenue streams so you can set-up automated tools online that make money while you sleep.

  • Multiply Your Income Streams - how we set-up and automated our first seven income streams and converted over $20,000 in affiliate sales in our first month in business!

  • Passive Income vs. Side Hustles - learn how to use passive income and side hustles to increase your annual take home pay.

  • FI/RE - quickly calculate your Financial Independence / Retire Early (FI/RE) number and take back control of your financial future.

  • The Money Team - learn how to use your increased income to scale faster and further with prioritized hires of contractors and team members.

What Students Are Saying


$10,000 Above the Posted Amount!

by Jamil, Industry Relations Manager (@JamilHooper)

Not only did The Marcus Garrett assist in my preparation during the interview process, but with his coaching and direction I was able to negotiate a salary 10k above the posted amount.

I Doubled My Salary

by Ali

So glad I watched your previous show when I did. I followed your recommendations and received over 50% on my first departure. Left and got a promotion with another roughly 25% salary bump plus sweet sign on bonus. I essentially doubled my salary in less than 14 months.

Pretty Special Moment

by Annonymous

I negotiated a salary increase after listening to pointers from The Future Rich podcast (Barbara Ginty, CFP) and The Marcus Garrett. Pretty special moment for me. Thanks.

Your Financial Tips Were CLUTCH!

by Priscilla, CPA (@Pris_Foo)

Really value the stat-based content you publish! Your "Life After Debt" course provided game changing financial hacks for this (also) senior millennial, lol. Your financial tips were CLUTCH! I'm winning with the great content, humor, and relatable anecdotes in your program!!!

As Seen On

CBS News
Market Watch
Yahoo Finance
The New York Times
Watch Intro Video

The First Six Figures

How I Increased My Salary 400%

Today's Enrollment Bonuses

Students get these additional bonuses absolutely free!

  • Bonus #1

    Buy one, get 50-percent off all courses when you enroll today.

  • Bonus #2

    Get exclusive LIVE access to webinars produced for the award-winning 'Best New Personal Finance Podcast' (2021), or save the replays to watch on your own schedule.

  • Bonus #3

    30-day risk-free money-back guarantee: if you're ever unsatisfied with a product within the first 30-days, redeem our no-hassle money-back guarantee!

Course Curriculum

  • 1

    Welcome to the course!

    • Welcome: A message from your instructor

    • Primary Income v. Passive Income v. Side Hustles

    • Before we begin...

  • 2

    Chapter 1: D.E.B.T. Free

    • F.O.C.U.S. - Focus On One Course Until Succesful

    • D - Define the Problem

    • E - Establish a Plan

    • B - Build a Budget (But You Don't Need a Budget)

    • T - Trust the Process

  • 3

    Chapter 2: Increase Your Income

    • Seven Salary Negotiation Tools

    • How I Made My First Million (And was still broke)

    • Where to Multiply Your Income Streams

    • Increase Your Reach Online for (Almost) Free

  • 4

    Chapter 3: From Employee to Entrepreneur

    • How to Monetize "The 5P System"

    • Collect These 10 Data Points (KPIs)

    • Resource Guide: A Data-Driven Social Media Strategy

    • Case Study: Over $150,000 in Affiliate Sales in 6 Months!

    • Let's Review: Calls to Action

  • 5

    Chapter 4: The Money Team (How to Scale)

    • Executive / Virtual Assistant

    • Legal

    • Business Coach / Chief Operating Officer (COO)

    • Chief Money Officer

    • Certified Public Accountant (CPA) / Tax Planner

    • Community Manager

    • Certified Finacial Planner (Fee Only)

    • Niche Team Members

  • 6

    Chapter 5: Your Life After Debt

    • Your FI/RE (Financial Independence / Retire Early) Starter Kit

    • Interview: How to Automate Your Retirement Savings ft. Personal Finance Club

  • 7

    Course Capstone

    • Accountability Checklist

    • Join Our Affiliate Network?

    • More resources for you

    • Survey: How can we improve?

Your Instructor

The Marcus Garrett, LLC.

After surviving the mean streets of the inner suburbs, Mr. Garrett obtained a Bachelor of Arts in Business Administration and went on to become a #1 bestselling author with his book D.E.B.T. Free or Die Trying, an award-winning personal finance writer for Best Millennial or Gen Z Blog, and the creator of multiple monetized online businesses and brands. He has professional training experience as an Innovation and Staff Development Manager. And, as the child of a college professor, he has literally been lectured all his life. However, you can find evidence of him speaking professionally online at organizations as well-known as Google, Yahoo Finance, CBS News, and many more.